Fix & Flip

How It Works

The Noble Group specializes in financing your next real estate investment. The process begins when you provide a simple loan application to your dedicated relationship manager. After we complete an in-house valuation of the property, we will send you a commitment letter if the project is approved. We can close within 48 hours of your title and property insurance being finalized. From our prior experience flipping over 4,000 homes, our goal is to keep the process simple and streamlined so you can move on to the next deal!

No Junk Fees. No Exit Fees. Our pricing has four components. That’s it.

Interest Rate

Origination Fee

Doc Prep Fee

Draw Fee

Program Terms

Areas of Coverage: Maine, Massachusetts, New Hampshire, Pennsylvania, Maryland, North Carolina, South Carolina, Georgia, Alabama, Florida

Program Terms

Recent Projects

2 Bed, 2 Bath Simpsonville, SC

Purchase price: $163,000

Renovation funds: $20,000

Total loan amount: $183,000

* Other collateral used to fund 100% of purchase price.

4 Bed, 4 Bath Salem, NH

Purchase price: $801,800

Renovation funds: $125,000

Total loan amount: $877,000

* Application to closing in 15 calendar days.

* Funded 94% of the purchase price for a repeat client.

3 Bed, 2 Bath Elizabethtown, PA

Purchase price: $202,280

Renovation funds: $140,000

Total loan amount: $340,000

* Loan application to closing table in 4 days after original financing fell through.

Fix and Flip FAQs

Most flips can be funded in 7–10 business days, and oftentimes faster. This speed allows you to make stronger, “cash-like” offers that beat out buyers relying on banks or other larger private lenders’ financing.

Typically, 5-10% plus third-party fees, such as attorneys’ fees, property insurance, title insurance, etc. In certain cases, The Noble Group may fund 100% of the purchase price, leaving just the closing costs for you to bring to closing.

Yes. We fund both the purchase and rehab budget. Renovation draws are released in stages for completed work. We do not require a third-party inspector, which saves you money and time, and keeps your project moving smoothly!

• Loan term: 6-12 months

•Loan-to-Value: Up to 80% of ARV

• Interest rate: 12-13% (deal-specific)

• Payments: Interest-only during the loan term.

• Minimums: 90-day minimum of interest collected, $2,500 minimum origination fee, and $100,000 loan amount.

No, but we like to see a score of at least 625.

• Single-family homes

• Townhomes, condos

• Small multi-family (duplex, triplex, quad)

• Light fix & flip projects or full gut rehabs

Yes. We work with both new and experienced investors. First-time flippers may need slightly more
money down, a business partner or show experience in the trades, but we’re here to help you structure the deal and set you up for success.

Life (and construction) happens. Extensions are available if you need more time — just let us know before your loan matures so we can plan accordingly.